Hospitality Industrial Multifamily Mixed-Use How It Works
Direct Investment · SEC Compliant

Institutional-grade
real assets.
No intermediaries.

Onora Capital underwrites, sponsors, and presents direct investment opportunities across hospitality, industrial, multifamily, and mixed-use assets. Every offering is fully documented, independently underwritten, and structured for sophisticated capital.

$890M
Assets Under Review
14.2%
Avg. Net IRR
100%
SEC Compliant
Current Asset Classes
🏨
Hospitality
Select-Service · Full-Service · Boutique
3 offerings
🏭
Industrial / Logistics
Last-Mile · Bulk Distribution · Cold Storage
2 offerings
🏢
Multifamily
Value-Add · Ground-Up · BTR
2 offerings
🏙️
Mixed-Use Development
Urban Infill · Transit-Oriented · OZ
1 offering
All offerings structured under Reg D 506(b) or 506(c). Full documentation available under executed NDA.

Transparency is not a feature.
It is the standard.

Onora Capital was built on a single premise: sophisticated investors deserve complete information, clean structures, and direct access — without the noise. We present every deal the same way we would want to see it ourselves: the upside, the downside, the structure, and the assumptions behind every number.

01
Independent Underwriting
Every offering is underwritten by Onora Capital prior to presentation. We own the assumptions and stand behind the analysis.
02
Standardized Structure
Identical disclosure format across every asset class. Waterfall, DCR, LTV, and risk factors presented consistently — always apples to apples.
03
No Finder's Language
Our offerings are presented, not pitched. We document the deal. You decide if it belongs in your portfolio.
04
Full Regulatory Compliance
Every offering is structured under the appropriate SEC exemption. Accreditation, solicitation, and disclosure protocols are enforced without exception.
$2.4B+
Capital Reviewed
4
Asset Classes
18d
Avg. Close Time
100%
Compliant Raises
How It Works

From review to close.
Four deliberate steps.

01
Onora Underwrites
We source, analyze, and independently underwrite each asset. If it doesn't meet our standards, it doesn't reach the platform.
02
Teaser Published
Key metrics — DCR, LTV, preferred return, waterfall structure — are made available publicly. No spin, no projections without assumptions.
03
NDA → Full Package
Execute a mutual NDA to receive the complete offering package: full underwriting model, PPM, sponsor financials, and due diligence file.
04
Direct to Close
Subscription directly with the issuer. No intermediary fee stack. Onora Capital is compensated as the sponsoring party, disclosed in all documents.
Direct Contact

If you have questions,
speak directly with our team.

No intake forms designed to qualify you. If you are reviewing an offering and need clarification on structure, assumptions, or documentation — reach out directly.

All inquiries handled by Onora Capital directly. Response within one business day.
Asset Class Overview

Hospitality.
The operating asset.

Hotels are the most operationally intensive asset class in commercial real estate — which creates both the complexity and the opportunity. Onora Capital focuses on select-service, full-service, and boutique assets in supply-constrained markets with identifiable value-add or development catalysts.

$340M
Hotel Volume on Platform
Across acquisition & development
1.28×
Min. Debt Coverage Target
Underwritten at stabilization
65%
Max LTV at Acquisition
Senior debt only
7%
Preferred Return Floor
Accrued, compounded annually
Investment Thesis

Why hospitality. Why now.

Post-pandemic travel demand recovery has created a bifurcated market: over-leveraged sellers in secondary markets and a persistent undersupply of quality product in high-barrier coastal and urban-adjacent corridors. We underwrite specifically to RevPAR recovery trajectories, brand affiliation economics, and flag conversion opportunities — not generic market forecasts.

Development opportunities are evaluated on a replacement cost basis. We do not underwrite to peak-cycle valuations. Every pro forma is stress-tested at ADR 15% below our base case.

What We Underwrite For
RevPAR Index Performance
STR comp set penetration, trailing 12-month ADR and occupancy trends
Brand / Flag Economics
Franchise fee structure, loyalty contribution, PIP requirements and timeline
Management Platform Quality
Operator track record, NOI margin benchmarks, key money terms
Market Supply Pipeline
Permitted and under-construction room supply within 5-mile comp set
Debt Structure & Coverage
DSCR at stabilization, stress-tested to 80% of projected NOI
Current Offerings

Three hospitality offerings
currently accepting review.

Full underwriting packages available under executed NDA. Public metrics shown represent Onora Capital's base-case underwriting.
Accepting Review
The Meridian Select
📍 Phoenix, AZ · 187 Keys · Marriott Flag
1.34×
DCR (Stabilized)
61%
LTV
7.5%
Preferred Return
$42M
Total Capitalization
Value-add acquisition. 506(c) offering. 70/30 LP/GP split above preferred. 5-year hold with Year 3 refi event modeled.
View Full Teaser →
Under Diligence
Coastal Boutique Portfolio
📍 Gulf Coast, FL · 3 Properties · 94 Keys Total
1.29×
DCR (Stabilized)
58%
LTV
8%
Preferred Return
$18M
Total Capitalization
Independent boutique portfolio. Reg D 506(b). Brand conversion opportunity on two of three assets. NDA-only at this stage.
Request NDA →
Accepting Review
Gateway Aloft Development
📍 Nashville, TN · 210 Keys · Ground-Up Dev.
1.41×
DCR (Yr 3 Proj.)
65%
Construction LTV
6.5%
Preferred Return
$58M
Total Capitalization
Ground-up development. 506(c). Marriott Aloft flag executed. Construction loan committed. Equity raise: $20.3M LP.
View Full Teaser →
Asset Class Overview

Industrial.
The infrastructure of commerce.

Last-mile logistics, bulk distribution, and cold storage assets benefit from structural tailwinds that are independent of interest rate cycles: e-commerce penetration, near-shoring, and the persistent undersupply of functional industrial product in infill locations. Onora Capital underwrites to in-place cash flow, not rent growth projections.

$220M
Industrial Volume
Active on platform
1.35×
Min. DSCR Target
In-place at acquisition
60%
Max LTV
Stabilized asset
6.5%
Preferred Return Floor
Cash-on-cash, current pay
Investment Thesis

Demand is structural, not cyclical.

Industrial vacancy in infill markets remains below 4% nationally. Every 100bps of e-commerce penetration translates to approximately 1.2B square feet of incremental industrial demand. We underwrite to current rents, not growth, and focus on functional obsolescence opportunities where mark-to-market is the thesis — not speculative rent projections.

Underwriting Criteria
Clear Height & Dock Configuration
Functional utility for modern logistics tenants, 28' minimum clear for bulk distribution
Infill Location & Last-Mile Access
Proximity to population centers, highway interchange access, labor availability
In-Place vs. Market Rent Spread
Mark-to-market potential on lease expiration, WALT analysis
Tenant Credit Quality
Investment-grade vs. credit tenant composition, lease structure
Current Offerings

Two industrial offerings
currently under review.

Accepting Review
Sunbelt Logistics Center
📍 Dallas-Fort Worth, TX · 380,000 SF · Class A
1.38×
DSCR (In-Place)
57%
LTV
6.5%
Preferred Return
$34M
Total Cap.
Value-add acquisition. 506(c). Two tenants at 72% below-market rents expiring Year 2. Mark-to-market is the primary thesis.
View Teaser →
Under Diligence
Cold Storage Portfolio — Midwest
📍 Chicago MSA · 2 Assets · 180,000 SF
1.42×
DSCR (In-Place)
55%
LTV
7%
Preferred Return
$28M
Total Cap.
Stabilized cold storage, NNN leases. 506(b). Long WALT, investment-grade tenant. NDA required for full package.
Request NDA →
Asset Class Overview

Multifamily.
The durable income asset.

Multifamily is the most liquid, most financeable, and most institutionally understood asset class in private real estate. Onora Capital's edge is not in underwriting the obvious — it is in identifying assets with operational upside that is not yet reflected in asking prices: deferred maintenance, below-market management, and unit-turn opportunities.

$195M
Multifamily Volume
Active on platform
1.25×
Min. DSCR Target
At acquisition, in-place
70%
Max LTV at Acq.
Agency or bridge debt
6%
Preferred Return Floor
Accrued, unpaid pref allowed
Investment Thesis

Operational alpha over market beta.

We do not underwrite to continued rent growth. We underwrite to current occupancy at current rents, with value-add from renovation and operations. Our target is assets where the in-place NOI supports the debt, and every dollar of improvement is incremental — not required to make the deal work at acquisition.

Underwriting Criteria
In-Place vs. Market Rent Gap
Lease expiration schedule, unit-turn capture rate, renovation cost per door
Expense Ratio vs. Market
Management fee, maintenance, insurance — benchmarked to comp set
Submarket Absorption
New supply deliveries, absorption pace, effective rent trends
Agency Debt Qualification
Fannie/Freddie eligibility, rate lock strategy, prepayment profile
Current Offerings

Two multifamily offerings available.

Accepting Review
Parkview Commons
📍 Atlanta, GA · 248 Units · 1988 Construction
1.26×
DSCR (In-Place)
68%
LTV
6%
Preferred Return
$31M
Total Cap.
Value-add. $8,400/door renovation budget. 506(c). 62% of units below market, 4-year renovation program modeled.
View Teaser →
Accepting Review
Horizon BTR Portfolio
📍 Charlotte, NC · 94 Units · Build-to-Rent
1.31×
DSCR (Stabilized)
65%
Construction LTV
6.5%
Preferred Return
$19M
Total Cap.
Ground-up BTR. 506(c). Construction loan committed. 18-month build, 12-month lease-up modeled. Refinance trigger at 93% occupancy.
View Teaser →
Asset Class Overview

Mixed-Use.
Complexity as a moat.

Mixed-use development is underwritten by fewer capital sources, which creates pricing inefficiencies for experienced operators. Onora Capital focuses on urban infill and transit-oriented sites where the complexity of entitlement, phasing, and capital structure creates a barrier to entry — and a corresponding return premium.

$135M
Mixed-Use Volume
60%
Max Dev. LTC
7%
Preferred Return
18%+
Target IRR
Investment Thesis

Entitlement is the asset.

The return in mixed-use development is not built during construction — it is built during entitlement. Projects that arrive at Onora Capital with approvals in hand, committed construction financing, and a defined retail or commercial anchor strategy are the ones we present. We do not bring pre-entitlement development risk to our investors.

Underwriting Criteria
Entitlement Status
Full approvals secured, appeal period elapsed, construction-ready
Retail/Commercial Anchor
Pre-leased anchor tenant or LOI in place, lease structure and TI budget
Construction Cost Certainty
GMP contract or executed subcontracts, contingency adequacy
Residential Absorption
Pre-sales, lease-up comp analysis, pricing relative to replacement cost
Current Offerings

One mixed-use offering currently active.

Accepting Review
Midtown Arts District
📍 Denver, CO · 180 Res. Units + 12,400 SF Retail · OZ Eligible
1.38×
DSCR (Stabilized)
62%
LTC
7%
Preferred Return
$48M
Total Capitalization
Ground-up mixed-use in Opportunity Zone. 506(c). Full entitlements in hand. Construction loan committed. Restaurant anchor LOI executed. QOF structure available for eligible capital gains investors.
View Full Teaser →
Platform Hospitality The Meridian Select
Onora Capital · Reg D 506(c) Offering
The Meridian
Select Hotel
📍 Phoenix, Arizona · Sky Harbor Corridor · 187 Keys
● Accepting Review Select-Service Marriott Flag Value-Add Acquisition 5-Year Hold 506(c)
Teaser Metrics — Base Case
Debt Coverage Ratio1.34×
LTV at Acquisition61%
Preferred Return7.5% / yr
LP / GP Split (above pref)70 / 30
Total Capitalization$42.0M
LP Equity Raise$14.7M
Min. Investment$250,000
Offering StatusOpen
Asset Overview

The Meridian Select is a 187-key select-service hotel operating under the Marriott Courtyard flag, located in the Sky Harbor Corridor of Phoenix, Arizona — one of the highest-demand, supply-constrained lodging submarkets in the Sunbelt. The asset was constructed in 2008 and has operated continuously under Marriott brand standards with deferred FF&E investment that represents the primary value-add opportunity.

Onora Capital is acquiring the asset at a 12% discount to replacement cost. The investment thesis is straightforward: acquire a well-located, flagged asset at basis below new construction, execute a $3.1M FF&E renovation program, and allow stabilized NOI to drive a refinance event at Year 3 that returns estimated 60–70% of LP equity — with continued upside through Year 5 exit.

Debt Coverage & Leverage
1.34×
Debt Coverage Ratio (Stabilized)
Modeled on Year 2 NOI. Stress-tested to 1.12× at 15% ADR reduction. Lender requirement: 1.25× minimum. 7bps of buffer above minimum at stress.
61%
LTV at Acquisition
Senior debt: $25.6M at 6.85% fixed, 5-year term, 30-year amortization. No mezzanine debt in the capital stack. Interest reserve: 12 months funded at close.
Capital Structure & Waterfall
Senior Debt — 61% of Total Cap$25.6M
LP Equity — 35% of Total Cap$14.7M
GP / Sponsor Equity — 4% of Total Cap$1.7M
Distribution Tier
LP Share
GP Share
Return of Capital
100%
0%
Preferred Return (7.5% / yr, accrued)
100%
0%
Excess Cash Flow — First 8% CoC
70%
30%
Excess Returns above 15% IRR
60%
40%
Underwriting Assumptions — Base Case
Metric
Onora Base Case
Stress Case (−15% ADR)
ADR at Stabilization
$187
$159
Occupancy at Stabilization
74%
68%
RevPAR
$138
$108
NOI Margin
32.4%
27.8%
DSCR
1.34×
1.09×
Projected LP IRR
14.8%
9.2%
All projections represent Onora Capital's independent underwriting. Actual results may differ materially. Full model available under executed NDA.
Material Risk Factors
  • RevPAR Sensitivity: Hotel revenue is directly tied to ADR and occupancy. A sustained decline in business or leisure travel demand in the Phoenix market could reduce NOI below debt service coverage minimums.
  • FF&E Execution Risk: The $3.1M renovation program requires uninterrupted access to rooms, contractor performance, and supply chain reliability. Cost overruns are modeled at 12% contingency. Additional overruns would reduce LP returns.
  • Refinance Risk: The Year 3 refinance event is modeled at a 6.5% cap rate. If market conditions result in a higher cap rate, the refinance may return less LP equity than projected, extending effective hold period.
  • Franchise / Flag Dependency: Operating under the Marriott Courtyard flag requires ongoing compliance with brand standards and payment of franchise fees (currently 5.5% of gross revenue). A brand conversion would constitute a material change requiring LP consent.
  • Liquidity: This is a private, illiquid investment. There is no secondary market for LP interests. Investors should not commit capital they may require access to during the projected hold period.
Full Package Available
The complete offering package — financial model, PPM, sponsor financials, third-party reports, and legal documents — is available to verified accredited investors under a mutual NDA.
Package Includes
Full 10-year underwriting model (Excel)
Private Placement Memorandum
Third-party appraisal summary
STR competitive set analysis
Sponsor financial statements
Subscription Agreement template
Operating Agreement (draft)
Questions on this offering?
Speak directly with the Onora Capital team — not a placement agent or broker.
Offerings desk: [email protected]
Direct line: (602) 000-0000